Homes Arizona Real Estate, LLC's Blog
We live in a time when there are countless services from which to choose. From streaming video services, to grocery home delivery, there is no shortage of choices when it comes to finding entertainment and services.
In today’s post, we’re going to talk about some of the ways you can save money each month. Whether you’re saving up for a big purchase, or you just want to spend less on your monthly expenses, this article is for you.
If you’re a fan of movies, books, music, or video games, then you likely know how quickly these expenses can add up. New books and movies can cost up to $30. And video games much higher, at around $60 per game.
Monthly services have made these expenses easier to access and seemingly less expensive. However, if you’re paying for Netflix (TV and movies), Spotify (music), Audible (audiobooks), and Xbox Live (games), then you could be spending over $50 per month on entertainment alone. That adds up to around $600 per year.
To cut down on those entertainment expenses you have a few options.
Check to see if you qualify for discounts. Many times, customers offer introductory rates, student and senior discounts to encourage people to sign up. If you don’t meet those requirements, check for any coupons that might be available online. If you studied at college at some point in your life and still have access to your .edu email address, you might be able to take advantage of college discounts for a number of services.
Get a library card. There’s a lot more than books at your local library. Audiobooks, the latest video games, recently released movies, and even music can all be found amongst the stacks of your local library. Better yet, most libraries are connected regionally. So, if there’s a particular title you’re looking for but your library doesn’t have it, they will ship it *for free* to your library.
While you’re at the library… weekend entertainment for the family can be pricey as well. The library has you covered here as well. Libraries often offer free or discounted passes to local museums and attractions.
Slash your utility bills
Utilities can be a daunting bill to receive in the mail each month. You might not know what to expect each month due to fluctuations in usage and weather. That uncertainty is cause for stress for many homeowners.
There are, however, a few ways you can save on your monthly utility bills.
Go solar. Solar panels are more efficient and easier to access than ever. Better yet, leasing programs allow you to install rooftop solar without putting any money down. If panels on your roof aren’t your thing, you can look into off-site solar to power your home. It works just like rooftop solar without the eyesore.
Still paying for cable? It might be time to cut the cord. You can find most TV shows on Netflix or Hulu these days. And if you pay for cable for the news channels you might be surprised to find that many major stations stream their newscasts live on their websites.
Make your home energy efficient. For under $100, you can upgrade your light bulbs, insulate your windows (for the winter months), and purchase power strips that will allow you to turn off several devices at once that might otherwise be using electricity on standby.
- Buying in bulk: Some people swear by the savings they rack up by joining and doing their shopping at wholesale buying clubs. Others say it isn't worth the long lines at the checkout counter, crowded parking lots, and the fact that not everything is cheaper than at regular retail stores. Like any kind of shopping, though, it pays to compare prices and research the best deals. However, it's not unusual to save from 25% to 50% on a variety of commonly used household items, groceries, and other consumer goods.
- "Coupons" is not a four-letter word -- although some people act like it is. Clipping, printing, saving, and organizing discount coupons can be a bit of a nuisance, but when you add up the monthly savings, it's worth the inconvenience. Stores that offer double coupons and/or accept competitors' coupons can also help you chalk up extra savings. Taking advantage of advertised specials is yet another way to reduce your monthly expenses.
- Compare notes with friends and family. You can often pick up worthwhile money-saving ideas by simply asking people whose opinions you respect. Nearly everyone has discovered stores, products, websites, businesses, and strategies that have helped them save money. Sometimes the topic is also discussed on social media sites. Most people you know would be glad to pass along their money saving tips, insights, and techniques.